Atlantic Avenue, Delray Beach 

Loan Modification, FHA - HAMP,
 Home Affordable Modification Program

FHA Loan Modifications now available; The new FHA-HAMP is now available to homeowners with FHA mortgages in need of assistance. This is a hardship based program which can keep delinquent homeowners from foreclosure. Even if you are up to 12 months delinquent on your mortgage you may be eligible for a loan modification with up to a 30% principle reduction!

If you are not delinquent, but are worried about becoming late on your mortgage payments do to a reduction in income, increase in taxes or insurance, divorce, or do to any other hardship, you may also be qualified.

This is a true loan modification;

•  No minimum credit score requirement
•  No appraisal
•  No problem if you owe more than the house is worth,
•  No problem if you are currently behind on your payments (but can't be more than 12 months behind).

I have proprietary software that uses your lender specific guidelines to see if you are eligible for a modification under any of the Obama plans whether you have an FHA or Fannie Mae mortgage. I will pre-qualify you at no cost!! Just call me or leave your contact info below.